We offer in-house financing, also called Buy-here-pay-here (BHPH), as a back-up option to clients with challenged credit or hesitance to deal with banks or lenders. The program is simple, direct, and requires minimal qualifications.

Below are the two loan requirements/qualifiers:

1- The buyer is a Virginia resident.
2- The minimum down-payment for the vehicle is met.

Down-payment minimums are set in such a way to allow for low monthly payments and a short loan term. Our payments range between $200 and $350/month, while our loan terms average about 24 months. Our original BHPH pricing includes financing for the length of the loan. The main objective is the loan PAYOFF, so clients can enjoy the benefits of fully owning their vehicle and use it as an asset if they choose to.

Feel free to browse our inventory listings for BHPH loan information, such as down-payment minimums, monthly payments, and loan term. Once a vehicle matches your taste and budget, contact us to set up your appointment for your test drive and paperwork. It’s that easy!

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